PROFESSIONALS
PROFESSIONALS
Problem Solving
Professionals such as Realtors, Attorneys, CPAs, &
Mortgage Brokers have used these techniques reliably for
years - knowing that they offer practical solutions for their
clients cash and liquidity needs.
Attorneys Real Estate Investors
Mortgage Brokers Mortgage Companies
Builders / Developers Bankers/Investment Mgrs.
Financial Planners Land Developers
Accountants / CPAs Real Estate Brokers
Title / Escrow Companies Real Estate Agents
Divorce Mediators Stock / Bond Brokers
Appraisers Bail Bondsmen
Cash For Your Notes (CFYN) offers confidential consultations for
the Professionals who may come into contact with privately held
mortgages. We can assist you and your clients in converting
their Real Estate Notes into cash. You need to know us.
Contact Us now.
Attorneys
Daily attorneys counsel clients who are divorcing or have
finalized a divorce where the home's sale or ownership has to be
determined. Divorce Liens are often a solution to the settlement.
We can purchase the Divorce Lien from the Departing Note-Hold-
ing Spouse. Other attorneys specialize in Real Estate, Business
Law, Tax, Bankruptcy, Probate, Wills/Trusts/Estates. All have
clients who may hold Real Estate Notes that can be sold.
Accountants & CPAs
We realize that in your Tax Planning, Business Planning, and
Estate Planning consultations, clients have Real Estate
problems, strategies, transactions, & situations that result in
seller-financed / owner-financed Notes that can be sold.
Realtors
Today's biggest problem is Buyer Qualification for Conventional
financing, especially in California where prices are the highest
in the nation. We can help with Simultaneous Closings.
Here is where the home seller agrees to provide financing
by carrying the loan (Note) in the form of a 1st Mortgage, Wrap-
Around Mortgage, or small 2nd Mortgage. On the day that the
escrow closes, we purchase the seller-financed mortgage note.
End result: Buyer owns desire home and seller receives all cash.
DO YOU HAVE CLIENTS THINKING OF SELLING A REAL ESTATE
NOTE, DIVORCE LIEN, or WRAP-AROUND MORTGAGE?
Here are six (6) items that determine the present value of a Note:
1. Collaterial
The best collateral is an owner occupied single family residence.
In descending order, here is the list:
* SFR owner occupied
* SFR non-owner occupied
* Small multi-family properties, 2-to-4 units
* Apartment buildings, five (5) units or more
2. Down Payment
The greater the amount of the cash down payment, the better the
note. We don't buy "nothing down" deals, because they are not
worth as much as a note with a substantial cash down payment.
3. Seasoning
Any note less than one (1) year old is considered a "green" note.
A note where twelve (12), or more, payments have been made has
more value. We call these "seasoned" notes.
4. Interest Rate
The higher the rate of interest on the Note; the more it is worth.
Obviously, the reverse is true.
5. Term (Years)
The longer the Term of the Note, the less it is worth. The reverse
is true.
6. Note Payor's Credit
Most Notes are created because the buyer has damaged credit or
not enough initial cash down payment. In either case, the seller
agrees to carry a first, second, or wrap-around mortgage to make
the deal work. We understand this, but the Note Payor's Credit is
still a major factor.
We view note buying as a financial service. If any of your clients
are in a position where converting a Real Estate Note into cash
makes sense, please Contact Us: (415) 467- 2658
rex@cash-for-your-notes.net
While assisting you with your client's cash liquidity needs,
our goal for every note purchase is Maximum Buyout...
Minimum Discount. Sell Your Note
About Us
Services
Programs
Frequently Asked Questions
Sell Your Note
Documentation
Contact Us
Problem Solving
Professionals such as Realtors, Attorneys, CPAs, &
Mortgage Brokers have used these techniques reliably for
years - knowing that they offer practical solutions for their
clients cash and liquidity needs.
Attorneys Real Estate Investors
Mortgage Brokers Mortgage Companies
Builders / Developers Bankers/Investment Mgrs.
Financial Planners Land Developers
Accountants / CPAs Real Estate Brokers
Title / Escrow Companies Real Estate Agents
Divorce Mediators Stock / Bond Brokers
Appraisers Bail Bondsmen
Cash For Your Notes (CFYN) offers confidential consultations for
the Professionals who may come into contact with privately held
mortgages. We can assist you and your clients in converting
their Real Estate Notes into cash. You need to know us.
Contact Us now.
Attorneys
Daily attorneys counsel clients who are divorcing or have
finalized a divorce where the home's sale or ownership has to be
determined. Divorce Liens are often a solution to the settlement.
We can purchase the Divorce Lien from the Departing Note-Hold-
ing Spouse. Other attorneys specialize in Real Estate, Business
Law, Tax, Bankruptcy, Probate, Wills/Trusts/Estates. All have
clients who may hold Real Estate Notes that can be sold.
Accountants & CPAs
We realize that in your Tax Planning, Business Planning, and
Estate Planning consultations, clients have Real Estate
problems, strategies, transactions, & situations that result in
seller-financed / owner-financed Notes that can be sold.
Realtors
Today's biggest problem is Buyer Qualification for Conventional
financing, especially in California where prices are the highest
in the nation. We can help with Simultaneous Closings.
Here is where the home seller agrees to provide financing
by carrying the loan (Note) in the form of a 1st Mortgage, Wrap-
Around Mortgage, or small 2nd Mortgage. On the day that the
escrow closes, we purchase the seller-financed mortgage note.
End result: Buyer owns desire home and seller receives all cash.
DO YOU HAVE CLIENTS THINKING OF SELLING A REAL ESTATE
NOTE, DIVORCE LIEN, or WRAP-AROUND MORTGAGE?
Here are six (6) items that determine the present value of a Note:
1. Collaterial
The best collateral is an owner occupied single family residence.
In descending order, here is the list:
* SFR owner occupied
* SFR non-owner occupied
* Small multi-family properties, 2-to-4 units
* Apartment buildings, five (5) units or more
2. Down Payment
The greater the amount of the cash down payment, the better the
note. We don't buy "nothing down" deals, because they are not
worth as much as a note with a substantial cash down payment.
3. Seasoning
Any note less than one (1) year old is considered a "green" note.
A note where twelve (12), or more, payments have been made has
more value. We call these "seasoned" notes.
4. Interest Rate
The higher the rate of interest on the Note; the more it is worth.
Obviously, the reverse is true.
5. Term (Years)
The longer the Term of the Note, the less it is worth. The reverse
is true.
6. Note Payor's Credit
Most Notes are created because the buyer has damaged credit or
not enough initial cash down payment. In either case, the seller
agrees to carry a first, second, or wrap-around mortgage to make
the deal work. We understand this, but the Note Payor's Credit is
still a major factor.
We view note buying as a financial service. If any of your clients
are in a position where converting a Real Estate Note into cash
makes sense, please Contact Us: (415) 467- 2658
rex@cash-for-your-notes.net
While assisting you with your client's cash liquidity needs,
our goal for every note purchase is Maximum Buyout...
Minimum Discount. Sell Your Note
About Us
Services
Programs
Frequently Asked Questions
Sell Your Note
Documentation
Contact Us